Better banking for your business,

Good life
Good money

search
Flexible funding, payments, and checking built for business

 

Business checking

Checking built for small business

Unlimited transactions, live support, and no monthly fees.

Sign up for free
Success begins with
better banking
small businesses are a big deal. That’s why we’ve built
checking based on your needs.
No hidden fees

No monthly or NSF fees

1.0% interest

Earn 1.0% on your balance
up to $100,000

FDIC insurance

Deposits are FDIC insured to at least $250,000

Unlimited business

Unlimited transactions, no minimum balance required

Various payments

Pay vendors and bills by ACH, wire, or check

Easy to use

Easy to use recurring payments and transfers to your other accounts

Invoice Factoring
Access more capital with full flexibility

How it works

Line of Credit
Fast working capital made simple

How it works

About the paycheck
protection program

Introduction

The Paycheck Protection Program (PPP) supported small businesses with 100% federally guaranteed loans to overcome obstacles created by the COVID-19 pandemic. Small businesses could apply for up to 2.5x their monthly payroll costs, or more in certain circumstances. A PPP loan had a maturity of 2-5 years, an interest rate of 1.00%, and could function like a grant if businesses met certain forgiveness criteria.

Forgiveness eligibility

PPP borrowers don’t need to repay their loan if it is forgiven. To be eligible for forgiveness, a PPP borrower has up to 24 weeks from their PPP loan origination date to spend the loan on eligible expenses. At least 60% of the PPP loan must be used to fund payroll and employee benefits costs. The remaining 40% can be spent on certain expenses like mortgage interest payments, rent and lease payments, utilities, and others. If you meet these and other criteria, you’ll be able to have 100% of the loan forgiven.

Small Business Administration (SBA) Lending

Our SBA loan specialists can help you take advantage of the following goverment-backed loan programs.

SBA 504 Loan Program

This program allows you to buy real estate or other fixed assets at below market interest rates with as little as a 10% down payment.

BORROW UP TO
90% of Project Costs

  • Low down payment
  • Variable and fixed-rate options

  • Buy real estate, equipment, machinery or other fixed assets

  • 30- to 60-day approval process

Get Started

Subject to credit approval

SBA 7(a) Loan Program

A government backed term loan that can be used for a variety of purposes including business acquisition or working capital.

BORROW UP TO
$5 Million

  • Government guarantee up to 85%

  • Terms from 5 to 25 years

  • Variable rates

  • Can be used for nearly any business expense

Get Started

Subject to credit approval

SBA EXPRESS Program

Get funds faster with the SBA EXPRESS Program, offering government backed term loans and lines of credit.

BORROW UP TO
$350,000

  • Government guarantee up to 50%

  • Streamlined application process

  • Lines of credit from 1 to 7 years

  • Term loans from 5 to 25 years

Get Started

Subject to credit approval

Simpler business payments

Hassle-free online vendor and bill payments. No monthly fees and easy scheduling—make payments anytime, anywhere

Sign up for free